Company

Our Primary Casualty solutions are designed to serve a wide range of clients and industries. Our collaborative, flexible approach helps us to respond quickly to the needs of brokers and policyholders. Our comprehensive policy wording provides numerous enhanced covers as standard.

What do we cover?

We provide Casualty solutions for Primary and Excess of Loss, across Employers Liability, Public Liability and Products Liability, for businesses domiciled or headquartered in the UK, with limits up to £25m.

Our casualty products are built around four essential pillars:

• Employers’ Liability

Covers injury, disease or death suffered by employees as a result of their work.

• Public Liability

Protects against third-party injury, death, disease, or property damage arising from your services, operations or premises.

• Products Liability

Covers injury or damage caused by defective products used by customers or third parties.

• Pollution Liability

Covers sudden and accidental pollution events resulting in third-party injury, third party damage or accidental nuisance that could be caused by storage or usage of substances, gases, or fuels.

Proven support for captives and retained risk structures
We also support clients with captive insurance arrangements, including:

• Acting as a reinsurer to FCA-regulated captive insurers
• Providing excess capacity above captive limits
• Flexible structures tailored to your captive’s needs

Who do we insure?

We focus on UK and global clients with large or complex exposures and specialise in providing standalone liability cover, bespoke solutions for our customers. We have a broad appetite and are able to tailor coverages and program structures to meet the needs of individual customers and their brokers.

Our branch network with local Casualty underwriting expertise and our limited distribution model provide solutions for brokers and customers throughout the UK and ensures our service are targeted.

Our experience spans